March 16, 2010

The risk factor

I can remember when I was a teenager, how expensive auto insurance was for me.  My parents made me get a part time job just to pay for them adding me to their auto insurance policy!  I didn’t even want my driver’s license; my parents made me get it so I could drive my mother to work and pick her up again when my father was overseas.  I thought it was profoundly unfair to have to pay for my own premium under those circumstances!  And I thought that the rates were outrageous for young drivers!  I understand the thought process behind it – young kids are more likely to take risks, but I think that the really old people are worse drivers and their premiums should be higher as well!

I’m glad that there are stricter guidelines now for the teenagers that drive, and I’m glad that so many of the states have seat belt laws.  As much as I don’t like seat belts myself, I agree that they can reduce injuries and save lives.  And I think all cars should be equipped with the breath analyzer that you have to blow into so the car won’t start if it senses alcohol on the driver’s breath!  I think that should just be standard equipment!  And for every twenty minutes driven, a new breath analyis takes place.  That would save a lot of lives, too!

March 15, 2010

Just stay one way or the other

Filed under: Business, General Living — Copa @ 8:57 pm

I wish that they would abolish the time changes and just keep the time one way or the other.  It has already been proved that there is no energy savings involved in having daylight savings time.  I don’t like it during the summer when I’m tired and want to go to sleep but it’s still daylight out!  I can remember as a kid being very upset about having to go to bed when it was still daylight out, and I still don’t like it!  Just pick one and stick with it!  Please!

March 12, 2010

Comparison shopping

My wife has put me in charge of doing some comparison shopping for cheaper rates on insurance.  Currently we have our home and auto insurance bundled together; we understand that we can get better prices by doing it that way.  But we are constantly inundated with junk mail about saving money on insurance, and so we’ve agreed that it might be worth looking into. 

I found a website that is called netquote.com that makes it easy to compare prices on insurance anywhere in the US.  For example if I wanted to find Indiana insurance all I have to do is fill in a few fields and click on submit and the quotes are on the way!  So I’m going to check it out and see if we can save any money ourselves.  Wish me luck!

March 9, 2010

Free Shipping, Free Sizing and Takes PayPal

With Mother’s Day coming up in another month, I have been looking around online in order to find a nice watch to purchase for my mother. Bluedial.com has a wonderful selection of Brand name watches like Seiko, Citizen, Bulova Casio at some pretty decent prices. They offer free 2nd day shipping and free sizing. I also like that they accept PayPal, that is something that more companies need to start offering.

I found this sweet looking ladies watch by Bulova. It is reduced from $250 down to $133, which is a great deal. I think that she will love it and I think that it would look real nice on my mother’s wrist.

mothers day watch

March 4, 2010

Saturday mail delivery

Filed under: Business, General Living, Local, Money and/or Finances, News — Copa @ 6:20 pm

I’ve been hearing for a long time that the Postal Service is considering dropping Saturday deliveries as a way to trim their budget. I think that it is a very good idea. I don’t need to be receiving bills in the mail six days a week! Often we don’t go out anywhere on Saturday and it is a nuisance to have to make a special trip down to the mailbox to get the mail. On regular weekdays usually someone is driving past the mailbox in the afternoon and can just stop on their way in the driveway to pick up the mail.

I would encourage the Post Offices to stay open on Saturdays, however, to make it easier for people who work during the business week to be able to go to the Post Office on their day off to buy stamps, pick-up packages, etc. But home delivery, I won’t miss it on Saturdays for one minute!