Dr Copa Scrip for Success

Offered to deliver a lawnmower that I sold on Craigslist and ended up driving down a road I rarely travel. We passed a house with a very unusual mailbox and it seemed so remarkable that I turned around and had the wife take a photo of it as we passed by the second time. Kudos to the person who came up with this!

Some people think that once they graduate high school that they are as smart as they will ever need to be. They think they can stop learning and get on with their lives from there. But most pople realize that they must be always learning and that you should never be too busy to continue with your education. I think that is why Online Colleges have become so popular now.

Almost everyone I know has gone beyond high school with their education and training. Even my next door neighbor, Peggy, who works as a legal secretary, is taking classes for online degree programs in business so she can one day start her own company.

I thought Peggy liked her job and might be interested in becoming a paralegal one day. But she admitted to me this morning as we bumped heads getting the morning newspaper that she has an idea for a new business and she wants to leave the legal field while she is still young enough to have the energy to start a business.

She did not want to confide in me her actual business idea, but that is fine. I am not the nosy type and I respect her privacy, specially if it is a new idea for something that could be valuable in the future. In e meantime, she is looking for help with the financial requirements for her degree. The Federal Student Aid College Finder website: http://studentaid2.ed.gov/gotocollege/collegefinder/advanced_find.asp is a great place to start.

This afternoon my wife and I wanted to go shopping, so we headed into town in the truck.  We were caught in a sudden torrential downpour with small hailstones bouncing around.  Visibility was terrible, and we were on one of those winding country roads that go up and down blind hills and my wife got really scared, so I put the flashers on and pulled as far to the side of the road as I could to wait out the storm.  Thankfully it only lasted about ten minutes, but when it let up and we headed on down the road we found that the road was flooded out down by the river and we had to turn around.

I guess the shopping will have to wait until another day!

I’m the first to admit that I do not know much about taxes and insurance. My wife is really good about those things and she handles all the paperwork, doing a fine job with it, I might add. So when my daughter told me that she was going to take a part time job delivering newspapers, my first thought was that she was going to be putting a lot of extra miles on her car, and her gas bill will be very high.

But my wife’s first remark about it was that her Auto Insurance needed to be changed. Once you use your car for business purposes and not just commuting, you have to make changes to your insurance coverages or if you get in a wreck they can deny your claim. I had no idea! I suppose that makes, after all, the more you drive your car, the greater the risk for having an accident. Plus the insurance rates will most likely go up, so that is another expense my daughter has to allow for in figuring out her taxes and what she will net in a paycheck.

Then, we found out that delivering newspapers is not a part time job in the normal sense of the word. You take the job as an independent contractor. The good part of that is that you don’t get taxes taken out of your check – you figure out your own taxes and pay them yourself instead of your employer. But then my wife mentioned that she would suggest looking into Commercial Insurance with the Prime Insurance Agency so that she is covered as an independent contractor. I suppose my wife is right, but I had no idea that my daughter getting a part time job could become so complicated.

Thankfully my children never colored on anything inappropriate. Although the dog does not seem to mind being the canvas, I have to wonder about the parenting. Why would someone go get the camera and take a picture of this rather than grabbing the crayon out of his hand to stop the coloring? And perhaps a smack on the butt was is order, too.