Be careful
Seems to me that at least once a day we get a telephone call at our house from some company that is trying to get us to sign on to their debt settlement plan. They talk about how debt negotiation can lower our monthly payments and make our life easier. I always think it sounds like a grand idea and turn the telephone call over to my wife. She makes a face at me and reluctantly takes the call.
She listens politely for a few minutes and then declines their offer of their plan for our debt relief. It always upsets me, because I want to lower our monthly payments! So the last time one of the solicitors called, I listened on the extension to what my wife was saying to them, to see how she can justify turning down their offer. From what I hear, the interest rates they are offering us are higher than the interest rates we are currently paying! I was surprised to say the least! So my advice to all of you out there is this; be careful and listen carefully. Make sure that the offer they make you really is going to save you money! Don’t be fooled by slick talk and pretty words!