Daughter wants a new credit card
My daughter called me over the weekend and was talking to me about how she wants to get a new credit card. She already has a couple of cards, but she doesn’t get any kind of rewards for using them. She is very interested in getting a card that gives her rewards, with no annual fees, and a low interest rate. I suggested that she check out the website http://creditcardsclub.com. That website has a listing of the many different cards that are available, and has a short written review on each one, describing the interest rate, the rewards (or lack thereof,) and annual fees. There are also several different interesting articles on the site about safeguarding your credit, repairing bad credit, and how to avoid scams of fake credit repair companies.
I personally like the DiscoverCard rewards cards, but not all businesses accept DiscoverCards, so it is my opinion that it is a good idea to also have a MasterCard or Visa on hand. I told her that if she ends up talking to a service representative on the phone about the cards she is interested in apply to get to be very cautious to ask very specific questions regarding the limitations on the rewards. Some of the cards get very tricky!
